Career Money Life Privacy Policy
Career Money Life collects and uses your personal information in operating this website and in providing
services to you, in a manner that adheres to the Privacy Act 1988 (Cth) and the Australian Privacy Principles.
What is Privacy?
Information privacy is about giving individuals some control over when, how and to what extent information
about themselves is communicated to others.
Career Money Life is committed to providing you with privacy safeguards that are consistent with your right to
choose whether you wish to provide information about yourself, and if you do provide it, the nature and quality
of that information. By using the website and services, you agree to the collection and use of your information
in accordance with this Privacy Policy. If you do not agree with this Privacy Policy, please do not use the
website or the services.
Data Protection Principles
Our approach to data protection is built around five key principles:
Lawfulness, fairness and transparency: We abide by the Privacy laws of the jurisdictions we operate and provide
full transparency of your data and how it is used.
Data purpose & minimization: We only collect and process sufficient date to deliver the services that you
elect to use, and this is communicated to you throughout your journey with us.
Accuracy: We provide you with the tools to keep your data accurate and up to date.
Retention: There is a time limit to our storage of your Personal data.
Accountability, integrity and confidentiality: Your data is important to us. We accept the responsibility that
comes with processing your personal data, and adopt accepted industry standard security practices to keep it secure.
Collection
Career Money Life will collect personally identifiable information from you that is necessary for the purposes
of supplying to you the services you subscribe for:
Name and email address
Secret question and answer for identification purposes
Residential address, phone number
Age
Job Status and Job Application Information
Resume Information
CareerID Assessment Tool Information
My Goals Life Area Importance and Satisfaction
Other than your name and email address, this information is not collected or processed unless you consent to do so.
The secret question and answer are required as part of your account set up to validate who you are, in the event
that you forget your password, or require certain types of support from our customer service. You are required to
accept our Privacy Policy when you provide personal data as part of using the site (for example using the
Resume tool). You are required to accept our Terms and Conditions, which references our Privacy Policy, whenever
you order a service.
The website and the services are not intended for use by children. Career Money Life will not knowingly collect
any personally identifiable information from users under the age of 13.
Use and Disclosure
Career Money Life will use your personally identifiable information for customer service, to provide you with
information that you may request, and to customize your experience on the website or with the services. Your
personally identifiable information is used by Career Money Life to respond to your requests, process your
transactions, tailor offerings to you, and for general internal business purposes.
Career Money Life will use your financial information to bill you for services or otherwise process your
transactions. By ordering a service on the website or using the services, you consent to Career Money Life
providing your financial information to its service providers and to such third parties as it determines is
necessary to process your transactions. These third parties may include the credit card companies and banking
institutions used to process the transaction.
Career Money Life will use your address information to display services approximate to your location.
Career Money Life may share your location information individually with your consent and in the aggregate.
Career Money Life may share your name, email address and location information with certain select third parties
whose services you have ordered, or we think might be of interest to you (for example if you have listed your
profile for recruiters to view). You always have the opportunity to request that your information no longer be
shared with these parties by emailing Career Money Life or signing into your online account and disabling the
appropriate function. Please note that your removal from these communications will only apply to the sharing of
your information in the future and not to information that may have already been shared with third parties, as
provided in this Privacy Policy. You may need to contact third parties that may contact you directly to request
not to receive future communications.
Unless you tell Career Money Life not to, Career Money Life may use your personally identifiable information to
contact you with information it thinks you would be interested in. If you do not want to receive this information,
indicate that Career Money Life may not do so at the point where you give Career Money Life your personally
identifiable information. If you change your mind later, email Career Money Life. Email messages will also
provide you with an opportunity to opt-out of receiving this information. Please note that changes to your
preferences may not be effective immediately.
If Career Money Life is sold to, or merges with, another company, or declares bankruptcy, some or all of the
information collected from you may be transferred to a third party as a result of the transfer of assets.
Career Money Life may also disclose your information if it is necessary to comply with applicable laws or protect
the interests or safety of Career Money Life or other website or service users.
Quality of Data
Career Money Life will take reasonable steps to ensure that the information we collect from you, use or disclose
is accurate, complete and up-to-date.
Data Security
Career Money Life will take all reasonable steps to ensure that the personal information we hold about you is
protected from misuse and loss or from unauthorized access, modification, or disclosure. We are continuously
updating our Data Security practices in line with accepted industry standards.
Openness
Career Money Life will be always be open and honest about the way in which we manage personal information.
Access and Correction
Career Money Life lets you see the information we hold about you and correct it if it is wrong. You are able to
sign into your account at any time to download and/or delete your own data.
Data Retention
On your request we will close your account and delete all your Personal data held on our platform. On the request
of your employer, we will close your account and delete all your Personal data held on our platform. Seven
years after you last sign-in to your account we will automatically delete your Personal data.
Onward transfers of Personal Information
Except as provided herein, Career Money Life will not provide your personal information to any other person unless
we do so as part of a service that you have ordered, or we ask you and you agree, or unless we are forced to do so
by law.
Career Money Life will not collect or record information about your racial or ethnic origin, political views,
religious or philosophical beliefs, or details about your health or sex life.
Career Money Life may automatically collect non-personal information about you. This includes the type of
Internet Browser and IP address you use and the site which linked you to the Career Money Life website. This
information is used to assist Career Money Life in providing you with an effective website. Career Money Life
uses non-personally identifiable information for internal purposes and to help us interact with visitors to the
website. We may also share non-personally identifiable information in the aggregate form with third parties to
illustrate trends and patterns. You cannot be personally identified from this information.
Career Money Life may share aggregated demographic information with our partners. This information is not linked
to any personal information that can identify any individual person.
At times Career Money Life may partner with another party or use a third-party contractor to provide specific
services on its behalf, such as authorization of credit card transactions and delivery of services, and may
share your information with these contractors for those limited purposes. When you use these services we will
provide your name and other contact information that is necessary for the third party to provide these services.
These parties are not allowed to use personally identifiable information except for the purpose of providing
these services.
Cookies
Refer to the Career Money Life
Cookie Policy .
Cookie Policy
Last updated: October 1, 2025
Career Money Life (CML) is committed to protecting the privacy of individuals who visit the Career Money Life
websites (Sites), purchase our products/services and who register to use our services.
This Cookie Policy provides information about how CML uses cookies and other similar technologies when you
create or access an account through any of our Sites as well as all international domains and subdomains
and/or any other CML owned or controlled websites.
What are Cookies?
A cookie is a small data string our server downloaded onto your device. Cookies on CML Sites may set
a unique identifier, or collect user preferences and profile information. CML’s server will query
your browser to see if there are cookies previously set by CML Sites. A cookie cannot be used to
access or otherwise compromise other data on your device.
How We Use Cookies and/or other similar technologies
We use both session cookies (which expire once you close your web browser) and persistent cookies
(which stay on your computer until you delete them) and other technologies to help us collect
information such as your IP address, browser type, operating system, access times, referring/exit
web site addresses, and information regarding your experience with CML Sites to enhance your
experience using the Sites.
We may use cookies for various purposes, including:
To help you navigate CML Sites;
To facilitate the sign up and login process for CML Sites;
To personalize your experience;
To analyse which pages are visited most frequently;
To measure advertising and promotional effectiveness; and
To detect and prevent invalid traffic
If you do not want CML to deploy cookies in your browser, you can opt out by setting your
browser to reject cookies or to notify you when a web site tries to put a cookie in your
browser software. This will not affect your ability to use the CML Sites, except in some
cases where cookies are used as an essential security feature necessary for transaction
completion and may be required to complete certain functions. In most cases there are
no industry standard options for disabling cookies without completely disabling the
functionality and features they add to the site. It is recommended that you leave on
all cookies if you are not sure whether you need them or not, in case they are used to
provide a service that you currently use or may wish to use in the future.
Necessary Cookies
Some cookies are necessary for the website to function and cannot be switched off in our
systems. They are usually only set in response to actions made by you which amount to a
request for services, such as setting your preferences, logging in or filling in forms.
You can set your browser to block or alert you about these cookies, but some parts of
the site may not then work. These cookies do not store any personally identifiable
information.
Examples of this type of cookie include:
Account Registration - If you create an account with us, we may use cookies
for the management of the enrolment process and the general administration of the
account. These cookies will usually be deleted when you log out however in some
cases they may remain afterwards to remember your site preferences when logged out.
Account Login – We use cookies when you are logged in so that we can remember
this fact. This prevents you from having to log in every single time you visit a
new page. These cookies are typically removed or cleared when you log out to ensure
that you can only access restricted features and areas when logged in.
Order Placement & Processing -- CML sites offer the ability to purchase services
and some cookies are essential to ensure that your order is remembered between pages
so that we can process it properly.
Fraud Prevention and traffic validation – we may have cookies or tags to detect
and prevent fraudulent or malicious traffic coming to our Sites.
Third Party Cookies
CML Sites use third party applications such as Google, AWS, Zendesk, Stripe and Mapbox
to deliver services and features on the Sites. These third-party applications can
also use cookies that help us improve your experience and allow us to understand how
you use a site.
These cookies may allow CML Sites to remember information you have entered and your
preferences, in order to provide a personalised experience as you use and move around
the Sites. These cookies may also track things such as which pages you visit and for
how long.
If you do not allow these cookies then some services and features may not function
properly.
Disabling Cookies
You can prevent the setting of cookies by adjusting the settings on your browser
(see your browser Help for how to do this). Be aware that disabling cookies will affect
the functionality of this and many other websites that you visit. Disabling cookies
will usually result in also disabling certain functionality and features of CML Sites.
We recommend that you do not disable cookies.
Order Status Information and Service Updates
We will use your email address to send order status information and feature updates. You can unsubscribe at any
time, and thereafter sign in to review your order status information.
Surveys
At times Career Money Life requests information from users and service providers through surveys. Participation
in these surveys is completely voluntary and the user therefore has a choice whether or not to disclose this
information. Information requested may include contact information, demographic information, your well-being
and opinions. Survey information may be used for purposes of monitoring or improving the use and satisfaction of
this service, de-personalised and provided in aggregate to employers, service providers, or other organisations.
Links
This web site may contain links to other sites. Please be aware that Career Money Life is not responsible for
the privacy practices of such other sites. This privacy statement applies solely to information collected by this
web site.
The website and services may make available to its users feedback reviews, forums, message boards, and/or other
community functions. Remember that any information you disclose in these areas may become public information and
you should exercise caution when deciding to disclose your personal, financial or other information. You should
use such community functions at your own risk.
Disclosing your personal information overseas
You information is stored in Australia, but may be disclosed to CML Staff or Service Providers located outside
of Australia where this is required to deliver a service that you have ordered or provide support that you have
requested.
Changes to the Privacy Policy
Career Money Life reserves the right to change the terms of this Privacy Policy. Any changes will be posted on
this page so we encourage you to check this page regularly. Your continued use of the website or the services
following any changes to this Privacy Policy will constitute your acceptance of such changes.
About this Notice
This Data Privacy Statement has been issued by my outplacement pty ltd, trading as
Career Money Life, ABN 96 164 289 758, Level 40, 140 William Street, Melbourne, VIC 3000, Australia
and is effective as at 3 March 2023.
If you have enquiries, complaints or wish to provide feedback about this policy or the handling of your data,
please email our Data Protection Officer at
privacy@careermoneylife.com
