Career Money Life collects and uses your personal information in operating this website and in providing services to you, in a manner that adheres to the Privacy Act 1988 (Cth) and the Australian Privacy Principles.
Information privacy is about giving individuals some control over when, how and to what extent information about themselves is communicated to others.
Career Money Life is committed to providing you with privacy safeguards that are consistent with your right to choose whether you wish to provide information about yourself, and if you do provide it, the nature and quality of that information. By using the website and services, you agree to the collection and use of your information in accordance with this Privacy Policy. If you do not agree with this Privacy Policy, please do not use the website or the services.
Our approach to data protection is built around five key principles:
Lawfulness, fairness and transparency: We abide by the Privacy laws of the jurisdictions we operate and provide full transparency of your data and how it is used.
Data purpose & minimization: We only collect and process sufficient date to deliver the services that you elect to use, and this is communicated to you throughout your journey with us.
Accuracy: We provide you with the tools to keep your data accurate and up to date.
Retention: There is a time limit to our storage of your Personal data.
Accountability, integrity and confidentiality: Your data is important to us. We accept the responsibility that comes with processing your personal data, and adopt accepted industry standard security practices to keep it secure.
Career Money Life will collect personally identifiable information from you that is necessary for the purposes of supplying to you the services you subscribe for:
Other than your name and email address, this information is not collected or processed unless you consent to do so. The secret question and answer are required as part of your account set up to validate who you are, in the event that you forget your password, or require certain types of support from our customer service. You are required to accept our Privacy Policy when you provide personal data as part of using the site (for example using the Resume tool). You are required to accept our Terms and Conditions, which references our Privacy Policy, whenever you order a service.
The website and the services are not intended for use by children. Career Money Life will not knowingly collect any personally identifiable information from users under the age of 13.
Career Money Life will use your personally identifiable information for customer service, to provide you with information that you may request, and to customize your experience on the website or with the services. Your personally identifiable information is used by Career Money Life to respond to your requests, process your transactions, tailor offerings to you, and for general internal business purposes.
Career Money Life will use your financial information to bill you for services or otherwise process your transactions. By ordering a service on the website or using the services, you consent to Career Money Life providing your financial information to its service providers and to such third parties as it determines is necessary to process your transactions. These third parties may include the credit card companies and banking institutions used to process the transaction.
Career Money Life will use your address information to display services approximate to your location. Career Money Life may share your location information individually with your consent and in the aggregate. Career Money Life may share your name, email address and location information with certain select third parties whose services you have ordered, or we think might be of interest to you (for example if you have listed your profile for recruiters to view). You always have the opportunity to request that your information no longer be shared with these parties by emailing Career Money Life or signing into your online account and disabling the appropriate function. Please note that your removal from these communications will only apply to the sharing of your information in the future and not to information that may have already been shared with third parties, as provided in this Privacy Policy. You may need to contact third parties that may contact you directly to request not to receive future communications.
Unless you tell Career Money Life not to, Career Money Life may use your personally identifiable information to contact you with information it thinks you would be interested in. If you do not want to receive this information, indicate that Career Money Life may not do so at the point where you give Career Money Life your personally identifiable information. If you change your mind later, email Career Money Life. Email messages will also provide you with an opportunity to opt-out of receiving this information. Please note that changes to your preferences may not be effective immediately.
If Career Money Life is sold to, or merges with, another company, or declares bankruptcy, some or all of the information collected from you may be transferred to a third party as a result of the transfer of assets. Career Money Life may also disclose your information if it is necessary to comply with applicable laws or protect the interests or safety of Career Money Life or other website or service users.
Career Money Life will take reasonable steps to ensure that the information we collect from you, use or disclose is accurate, complete and up-to-date.
Career Money Life will take all reasonable steps to ensure that the personal information we hold about you is protected from misuse and loss or from unauthorized access, modification, or disclosure. We are continuously updating our Data Security practices in line with accepted industry standards.
Career Money Life will be always be open and honest about the way in which we manage personal information.
Career Money Life lets you see the information we hold about you and correct it if it is wrong. You are able to sign into your account at any time to download and/or delete your own data.
On your request we will close your account and delete all your Personal data held on our platform. On the request of your employer, we will close your account and delete all your Personal data held on our platform. Seven years after you last sign-in to your account we will automatically delete your Personal data.
Except as provided herein, Career Money Life will not provide your personal information to any other person unless we do so as part of a service that you have ordered, or we ask you and you agree, or unless we are forced to do so by law.
Career Money Life will not collect or record information about your racial or ethnic origin, political views, religious or philosophical beliefs, or details about your health or sex life.
Career Money Life may automatically collect non-personal information about you. This includes the type of Internet Browser and IP address you use and the site which linked you to the Career Money Life website. This information is used to assist Career Money Life in providing you with an effective website. Career Money Life uses non-personally identifiable information for internal purposes and to help us interact with visitors to the website. We may also share non-personally identifiable information in the aggregate form with third parties to illustrate trends and patterns. You cannot be personally identified from this information.
Career Money Life may share aggregated demographic information with our partners. This information is not linked to any personal information that can identify any individual person.
At times Career Money Life may partner with another party or use a third-party contractor to provide specific services on its behalf, such as authorization of credit card transactions and delivery of services, and may share your information with these contractors for those limited purposes. When you use these services we will provide your name and other contact information that is necessary for the third party to provide these services. These parties are not allowed to use personally identifiable information except for the purpose of providing these services.
Career Money Life uses cookies on its site. A cookie is a piece of data temporarily stored on the user's hard drive containing information about the user. Usage of a cookie is in no way linked to any personally identifiable information while on our site. The cookie helps the user to save time. For instance, by setting a cookie on our site, you do not have to sign in using your email and password more than once during each visit, thereby saving time while on our site.
We will use your email address to send order status information and feature updates. You can unsubscribe at any time, and thereafter sign in to review your order status information.
At times Career Money Life requests information from users and service providers through surveys. Participation in these surveys is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information, demographic information, your well-being and opinions. Survey information may be used for purposes of monitoring or improving the use and satisfaction of this service, de-personalised and provided in aggregate to employers, service providers, or other organisations.
This web site may contain links to other sites. Please be aware that Career Money Life is not responsible for the privacy practices of such other sites. This privacy statement applies solely to information collected by this web site.
The website and services may make available to its users feedback reviews, forums, message boards, and/or other community functions. Remember that any information you disclose in these areas may become public information and you should exercise caution when deciding to disclose your personal, financial or other information. You should use such community functions at your own risk.
You information is stored in Australia, but may be disclosed to CML Staff or Service Providers located outside of Australia where this is required to deliver a service that you have ordered or provide support that you have requested.
Career Money Life reserves the right to change the terms of this Privacy Policy. Any changes will be posted on this page so we encourage you to check this page regularly. Your continued use of the website or the services following any changes to this Privacy Policy will constitute your acceptance of such changes.
This Data Privacy Statement has been issued by my outplacement pty ltd, trading as Career Money Life, ABN 96 164 289 758, Level 40, 140 William Street, Melbourne, VIC 3000, Australia and is effective as at 3 March 2023.
If you have enquiries, complaints or wish to provide feedback about this policy or the handling of your data, please email our Data Protection Officer at privacy@careermoneylife.com
